Part of the Encore Risk Management Group, Inc. | All Rights Reserved 2008
The Encore Risk Management Group, Inc. (and its affiliates) believe that protecting your privacy is of critical importance. We feel that you should understand what nonpublic personal information we collect, how we use the information, and how we safeguard it. This statement describes the types of nonpublic personal information we collect and use to provide insurance products and services to our client customers.

Collecting Information
We collect nonpublic personal information to perform the services you have requested from the following sources:
  • Information we receive from you over the telephone, via email, on written applications or other forms;
  • Information about your transactions with us, our affiliates or others; and
  • Supplemental information from consumer reporting agencies, such as credit, property inspection, motor vehicle and claims activity reports.
  • Information received in handling claims.
Categories of Nonpublic Personal Information We Disclose
Nonpublic personal information for current and former clients may be shared with affiliated and nonaffiliated third parties in order to procure, administer or service an insurance policy, a bond, or a claim, and as otherwise permitted or required by law.

How Do We Protect Your Nonpublic Personal Information
We value your trust and handle information about you with care. We restrict access to nonpublic personal information about you to employees, affiliates or those nonaffiliates who need to know such information in order to provide products and services to you. We maintain physical, procedural and electronic safeguards to protect our current and former customer nonpublic information. Your nonpublic personal information is never given or sold to third parties for the expressed purpose of advertising.

Changes To Our Privacy Policy
This privacy policy applies to products or services provided for personal, family, household, business, commercial, and agricultural purposes by The Encore Risk Management Group, Inc. listed below. Although we may change this policy at any time, please rest assured that you will be notified of any changes as required by law.

Maintaining Accurate Information
We also maintain procedures to ensure that the information we collect is accurate, up-to-date, and as complete as possible. If you believe the information we have about you in our records or files is incomplete or inaccurate, you may request that we make additions or corrections, and if it is feasible, that we delete this information from our files.

Your request must be in writing and you should mail your request to us, addressed as follows: (with your name, address and phone number with your request):

The Encore Risk Management Group, Inc.
Attention: Privacy Services
Post Office Box 36219
Birmingham, Alabama 35236

Or you may email us at: