These definitions are offered for illustrative purposes only and by no means should be viewed to alter, amend, replace or take precedence over any actual policy wording or definition purchased through this or any other insurance agency. Individual policy definitions and their respective interpretations can and do vary considerably between insurance company products. These definitions as presented herein are obviously more general in nature in order to provide the unfamiliar viewer with only the most basic level of understanding.

To obtain the most accurate description of any coverage or term described herein, you should look to your actual insurance policy, insurance advisor and insurer. Please be sure to review this policy in total very carefully taking special note of the policy declarations, special provisions, conditions, exclusions, or amendatory endorsements as they must be read and understood in total before one can arrive at a more precise meaning or interpretation of coverage intent.

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